Find what you're overpaying.

9 free tools. AI analysis. Zero commissions from any financial provider.

Insurance

Health Insurance

Find out what tier suits your profile, how the MLS and LHC apply, and what the market offers for similar consumers.

5 min · 10 questions→

Check if your sum insured is adequate and how your premium compares to the market for your property type and state.

3 min · 9 questions→

See how your comprehensive car insurance premium stacks up against current market pricing for your vehicle and profile.

3 min · 9 questions→

85% of Australian pet insurance is underwritten by one company. Find out what cover makes sense for your pet.

3 min · 9 questions→

Travel Insurance

Get a market benchmark for your trip profile and see how your current cover compares — or whether you're overpaying.

2 min · 7 questions→

Policy Analyser

Upload any insurance policy PDF. Centza extracts the key details and benchmarks your premium against current market data.

30 sec · upload your PDF→

Money

Mortgage Rate Check

On a $600k mortgage, a 1% loyalty gap costs $6,000 a year. See how your rate compares to what's available right now.

2 min · 8 questions→

Savings Rate Check

The top HISA is paying 5.9% p.a. If you're earning less than 4%, find out exactly how much the loyalty tax is costing you.

2 min · 5 questions→

Super Performance Check

See how your fund's performance compares to APRA benchmarks and what an underperformance gap costs in dollar terms over 20 years.

2 min · 6 questions→

Energy Bill Check

Most Australians are on a standing offer — the most expensive tariff. See how much switching to a market offer could save.

2 min · 7 questions→

Centza earns nothing from the companies it compares.
No referral fees. No commissions. No sponsored results.
General information only. Not personal financial advice. Centza does not hold an AFSL.